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Money and paperwork

Questions to ask before hiring a water damage company

You usually have to decide fast. These questions help you decide well, whoever you call.

By Vivian Lacewell, Water Damage Guides Editor · Updated October 2026 · 3 min read

Homeowner reviewing moisture readings with a technician in Oklahoma City

Short answer

Before a water damage company goes beyond emergency extraction, ask how they'll measure what's wet and when it's dry, what they plan to remove and why, how drying is billed, what they'll document for your insurer, whether they carry insurance, and who does the repairs. Good companies answer plainly and put it in writing.

You can stop the water before you decide

Water damage forces fast decisions, often at night. But the most urgent steps, shutting off the water, moving belongings and starting extraction, don't lock you into anything. It's reasonable to let a crew pull water out now and ask the bigger questions before demolition or days of equipment begin.

These questions are the same ones we expect to be asked ourselves.

How will you know what's wet, and when it's dry?

The answer should involve moisture meters and readings, not just looking and touching. Ask whether they set dry targets from unaffected parts of your house, how often they'll take readings, and whether you'll see them.

A company that can't explain how it knows when drying is finished is guessing, and guesses tend to run long or end early.

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What will you remove, and why?

Some removal is normal: wet pad, a strip of drywall, soaked insulation. But each removal should have a reason you can understand, such as contaminated water, material that can't be dried, or a wall cavity that won't dry closed.

  • Which materials are coming out
  • Why each one can't be dried in place
  • How much, in rough square footage
  • Whether removed items are photographed first
  • What happens to anything you want to keep
Written scope of work and moisture log on a kitchen counter
Each removal should come with a reason you can understand.

How is the work billed?

Ask for a written scope that separates emergency work, drying and repairs. Drying is often billed by equipment and days, so ask how many units they expect and roughly how long.

If your insurer is involved, ask whether the company can work with your adjuster and whether anything in the plan is likely to fall outside the policy.

What will you document, and will I get a copy?

For a claim, you want photos before anything moves, the source of the water, moisture readings over time and a list of removed materials. Ask whether you'll get a copy of all of it, not just the invoice.

That file protects you whether or not you file a claim, and it's useful if the house is ever sold.

Red flags worth noticing

Most restoration crews are honest and busy. A few patterns are still worth slowing down for.

  • Pressure to sign over your insurance claim before anyone has looked at the damage
  • No moisture readings, or readings you're not allowed to see
  • Removing large amounts of drywall or flooring with no explanation
  • A price given before anyone has walked the wet rooms
  • No written scope once the emergency work is done

Questions about your belongings

If furniture, rugs or boxes are involved, ask how they'll be moved, where they'll be kept and whether they'll be photographed and listed. Ask how items that can't be saved are handled, and whether anything is thrown out without your approval.

For anything irreplaceable, such as photos, documents and heirlooms, say so at the start so it can be set aside and handled first.

Insurance, training and who does what

Ask whether the company carries liability insurance and whether the people in your house work for that company. Ask what training the crew has in water damage and drying.

Ask who handles repairs after drying: the same company, a subcontractor or you. And ask what happens on a busy night: some companies, including ours, may pass a call to another local company when every crew is committed. You should be told on the call if that's happening, and you should check the other company's insurance and credentials too.

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